Discussion and possible action to renew the contract with USI Southwest, Inc., for Property, Historic Property, Inland Marine, General Liability, Commercial Auto Liability & Physical Damage, Public Officials & Employment Practices, Law Enforcement Liability, Educators Legal & Employment Practices Liability, Crime, Excess Workers Compensation, Cyber Liability, Terrorism & Sabotage and Foreign Cover
Official Roll-Call Vote
Staff Report & Agenda Item Details
Discussion and possible action to renew the contract with USI Southwest, Inc., for Property, Historic Property, Inland Marine, General Liability, Commercial Auto Liability & Physical Damage, Public Officials & Employment Practices, Law Enforcement Liability, Educators Legal & Employment Practices Liability, Crime, Excess Workers Compensation, Cyber Liability, Terrorism & Sabotage and Foreign Coverage Insurances. In addition to renewing McGriff Insurance Services, LLC the renewal contract for the Premises Pollution Liability and Underground Storage Tank Coverage. Premium amount not to exceed $2,100,000.00 (which includes the renewal Risk Engineering Fee) through the following insurance carriers listed below, effective October 1st, 2026, through September 30th,2027 and authorizing the County Judge to execute all relevant documents. [Account #1001-1180-001-452012 (Property & Casualty Premium) and #62000-1090-001-452013 (Property & Casualty Premium)] Zurich American Insurance Company Underwriters at Lloyd’s of London XL Specialty Insurance Company Obsidian Specialty Lexington Insurance Coalition Insurance Travelers Travelers Casualty and Surety Company Safety National Casualty Corp CNA Illinois Union Insurance Company Issue: Webb County’s Property & Casualty insurance policies expire September 30th, 2026, requiring renewal to maintain continuous insurance coverage for County property, operations, employees, officials, vehicles and other identified risks. Solution: Approve the renewal of the Property & Casualty insurance program through USI Southwest and McGriff Insurance Services for the period of October 1, 2026, through September 30, 2027. Result: Ensures uninterrupted insurance protection for Webb County and maintains appropriate coverage for property, liability, workers' compensation, cyber and other exposures for the 2026-2027 policy year.
Bastiat Liberty & Property Rights Analysis
This motion is scored as RESTRAINS_GOVERNMENT (Impact Weight: 5.1/10). Under the Bastiat Liberty Watchdog Index, voting YES on measures that cap or reduce ad valorem tax burdens, expand taxpayer exemptions, retire debt early, enforce competitive bidding caps, or remove regulatory/zoning barriers to private property rights earns a positive Pro-Liberty score.