If the Lender elects to maintain his/her own insurance coverage, then prior to shipping, TSHM must be supplied with a Certificate of Insurance naming the Texas State History Museum as additional insured or waiving rights of subrogation. If the Lender fails to provide said certificate, this failure shall constitute a waiver of insurance by the Lender. The TSHM shall not be responsible for any error or deficiency in information furnished by the Lender to the insurer or for any lapses in such cover